Colleges and Universities

Enhance Recruitment, Retention And Engagement for Students, Employees and Alumni

7 Reasons To Offer Repayment Assistance

The One Program That Helps All Though Lower Payments and Loan Forgiveness

  1. Prospective students are increasingly worried about the cost/value relationship of attending college.
  2. Colleges that offer help report a surge in enrollments.
  3. Lower payment and loan forgiveness for eligible graduates is a great recruitment tool.
  4. Students can also choose the career of their choice knowing that their loan payments will be affordable.
  5. One third of millennial borrowers report being unhappy with their decision to go to college because of their debt burden.  Make sure those aren’t your alumni.
  6. 85% of millennial borrowers report that they want assistance with student loan repayment.  With the same program you can assist employees too!
  7.  Make an appointment today to find out more.



We advise colleges and universities on how to use existing low cost options to create programs to assist their student loan borrowers to repay their student loan debt.


We help colleges implement programs to education their student borrowers about student loan repayment and we help them what-we-doput together a low cost, risk efficient program to help all of their student borrowers who have federal student loans to take advantage of an existing affordable solution for lower payments and loan forgiveness.  We do that by helping colleges ensure that their borrowers have taken optimum advantage of the low-cost repayment options offered by the Department of Education (Ed) under the College Cost Reduction and Access Act of 2007.  Ensuring that borrowers are educated on how to successfully repay their debt also ensures that the college will have a low Cohort Default Rate (CDR)

College On Credit Affects Alumni

student-loan-defaultThe alumni relationship starts for many when they are young adults and lasts for the rest of their lives.  Students spend a few years studying at an institution.  When those days are over they still have a relationship with the college or university, as an alumnus.

Since 2007 colleges and universities are also bound to their alumni in an additional way, through the Cohort Default Rate (CDR).  A Cohort is group of students that enters repayment at the same time.  The default rate is the number of students in the cohort that default on their student loans within a three-year period of time.

How Income Driven (IDR) Plans Help

IDR plans can be set up in advance and take effect at the end of the grace period.  Therefore, colleges and universities can ensure that the graduates leave the university enrolled in repayment and in an affordable plan for the student’s circumstance.

Having a sure-fire way that students who leave your school will be able to afford their student loan payments is a great enrollment and retention tool.  Make an appointment to find out your options today.

Three Birds, One Stone

Colleges and universities have an opportunity to use student loan repayment to address the concerns of three birds with one stone.  Colleges can use these programs to help boost enrollment, because prospective and enrolled students have confidence that they will be able to repay their student loans.   Alumni can be confident that they can choose any field to work in and have an affordable payment plan. And college employees can be confident that they can work in an environment where they want to be and still have affordable student loan payments.

The college itself also gets a benefit. They can help their alum enroll in low-cost student loan repayment plans, and control the CDR at the same time.  Find out more about a win/win program for all of the college’sconstituient groups.

The Department of Education sanctions schools with high rates and benefits for schools with low rates. Sanctions can include loss of eligibility in Direct Loan, and/or Pell programs. A high cohort default rate can also limit a school to provisional certification. All colleges and universities are required to have a default prevention plan.  A new tool for default prevention includes Income Driven Repayment (IDR) plans.